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Multimodal

AI agents and document processing for banks and credit unions, covering lending, operations and compliance workflows.

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What is Multimodal?

Multimodal is an AI company that builds agentic and document-processing products for financial services, mainly banks and credit unions. Its platform covers Unstructured AI, Document AI, Decision AI, Database AI, Conversational AI and Report AI. AgentFlow is its agentic platform, with six specialized agents and more than 100 playbooks for lending, operations and BSA/AML work. Playbooks are configured to an institution's policies and risk thresholds, and each output carries an audit trail showing which documents, data and policy led to a conclusion. Unstructured AI is an extraction layer with a serverless API that turns PDFs, images, emails, spreadsheets and other files into structured JSON for retrieval-augmented generation. Vendor-stated timing is about four to six weeks for a pilot and around three months for a complete solution. Unstructured AI is priced at $10 per 1000 pages processed, and the company says costs vary, so book a demo for a quote.

Use cases

  • Extract data from loan applications and claims
  • Prepare credit memos with an audit trail
  • Support BSA/AML due diligence
  • Convert unstructured files for RAG pipelines
  • Answer client and employee questions from documents
  • Generate reports from institutional data

Who it's for

  • Credit unions
  • Banks
  • Lending operations teams
  • Compliance teams
  • Data engineers

Why use Multimodal

  • Playbooks are configured to your institution's credit policies and compliance requirements.
  • Every output includes an audit trail so examiners can trace a decision back to its sources.
  • Handles many document formats, including scanned files, tax returns and appraisals.
  • Unstructured AI prepares messy files for RAG and downstream GenAI applications.
  • Managed platform that keeps each customer's data separate by account, with a private cloud deployment that can be scoped.

Multimodal features

  • AgentFlow with six specialized agents
  • 100+ playbooks for lending, operations and BSA/AML
  • Audit trail linking outputs to source documents and policies
  • Document AI trained on your schema
  • Unstructured AI with intelligent chunking
  • Table extraction and chart processing
  • Serverless API handling 20+ file types
  • Decision, Database, Conversational and Report AI products

How to get started with Multimodal

  1. Book a demo or proof of concept and share a sample of your documents and policies.
  2. Multimodal configures agents and playbooks to your credit policies, schemas and risk thresholds.
  3. Documents are processed and structured, and agents apply your policies to produce output with an audit trail.
  4. Your team reviews results and connects the structured data to downstream applications through the API.

Multimodal limitations

  • Aimed at financial institutions rather than general business users
  • Custom pilots take about 4-6 weeks and full solutions about 3 months
  • Pricing beyond the Unstructured AI per-page rate is quoted on request

Multimodal pricing

Multimodal is sold on custom quotes, so its prices aren't published. Paid plans start at $10 usage-based, according to the official pricing page on .

Multimodal plans

  • Unstructured AI

    $10 per 1000 pages processed

    usage-based; cost can differ by needs

    • Serverless API
    • 20+ document types
    • Chunking, table extraction and chart processing

Plans as listed on the official pricing page on . Prices can change and may vary by country or exclude tax. Check the official pricing page.

Multimodal alternatives

The main Multimodal alternatives listed on Debuly are Unstructured, Rossum, NIKTA AI, Orkas, Dravita AutoSemantica and Flowable. The table compares pricing and platforms; order is A–Z.

Multimodal compared with its alternatives
ToolPricingStarting pricePlatforms
MultimodalContact sales$10, usage-basedAPI
Dravita AutoSemanticaContact sales—Self-hosted
FlowableContact sales—Self-hosted, Cloud
NIKTA AIContact sales—Web
OrkasFreemium—macOS, Windows, Linux, API
RossumPaid$18,000/yrWeb, API
UnstructuredFreemium$0.03, usage-basedWeb, API, Self-hosted
  1. Dravita AutoSemantica

    Enterprise AI platform that links company data into a governed knowledge layer for explainable, auditable AI agents.

  2. Flowable

    Process, case and decision automation platform with governed AI agents, available as open source or an enterprise product.

  3. NIKTA AI

    Russian AI company that builds AI agents and a GRAPH platform to automate business processes, with ruble pricing.

  4. Orkas

    Open-source, local-first desktop app where a Commander agent turns goals into to-dos and coordinates a team of AI agents.

  5. Rossum

    Document automation platform that pulls data from invoices and other business documents, with human review for exceptions.

  6. Unstructured

    Turns PDFs, Office files, emails and images into clean, chunked, embedded data that is ready for LLM and RAG pipelines.

Multimodal FAQ

How much does Multimodal cost?

Its Unstructured AI page lists $10 per 1000 pages processed, and says the cost can differ based on your needs. Other products are quoted, so book a demo.

Is there a free plan for Multimodal?

No free plan is listed. The vendor offers proof-of-concept and demo requests.

What is AgentFlow?

AgentFlow is Multimodal's agentic AI platform for credit unions and banks, with six specialized agents and more than 100 pre-built playbooks.

Does Multimodal have an API?

Yes. Unstructured AI is offered as a serverless API that converts documents into structured JSON for vector databases and RAG frameworks.

Who is Multimodal for?

Banks and credit unions, mainly lending and operations teams, as well as developers who need clean document data for AI applications.

What are alternatives to Multimodal?

Teams commonly compare it with Unstructured, Hyperscience, Instabase, Rossum and Amazon Textract.

Sources & verification

Facts on this page come from the official sources below, each with the date we read it. Written by Debuly; the vendor did not review this page.

SourceTypeAccessed
multimodal.dev/official
multimodal.dev/pricingpricing
multimodal.dev/unstructured-aipricing
multimodal.dev/post/how-credit-unions-price-aiofficial
multimodal.dev/agentflowofficial

Image credits

  • Logo: from multimodal.dev · fetched · Vendor trademark, used only to identify the product; removed on request
  • Cover: none collected yet, so a generated tile is shown.

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